Scammers send fake emails or texts impersonating legitimate companies to trick recipients into clicking malicious links or calling fraudulent phone numbers. These messages often create a sense of urgency or fear, prompting victims to reveal personal information like login credentials or financial details. The stolen information is then used to access accounts, steal money, or impersonate the victim.
Who Is Targeted
Anyone who uses online services and receives emails or text messages. Individuals who are less tech-savvy or prone to acting quickly under pressure may be more vulnerable.
Red Flags — Warning Signs
Urgent or threatening messages
Requests for personal information (login, password, financial details)
Links that look slightly different from legitimate URLs
Unexpected emails or texts from companies you don't interact with
Poor grammar or spelling (though this is becoming less common)
How to Protect Yourself
{"Do not click on suspicious links or call phone numbers in unsolicited messages.","Verify the sender's identity by contacting the company directly through official channels.","Be wary of urgent requests for personal information.","Regularly review your account statements for any unauthorized activity."}
Phrases Scammers Use
“Your account has been compromised”“Urgent action required”“You owe money”
Video: Real Example of This Scam
Phishing Attacks: How They Work and How To Protect Yourself